Terms & Conditions

Effective Date: May 2025

Last Updated: May 2025

By accessing this website, signing up for any offers, or purchasing services from Kim Rowland Collins or any affiliated businesses (“we,” “us,” or “our”), you agree to the following Terms & Conditions. Please read them carefully.

Use of This Website

You agree to use this website and any associated content for lawful purposes only. You must be at least 18 years old to access our services, coaching programs, or business opportunities.

Intellectual Property

All content provided on this site—including text, images, branding, downloads, videos, and training materials—is the property of Kim Rowland Collins or licensed to us. You may not copy, modify, distribute, or use any of our content without prior written permission.

No Guarantees

While we share strategies and opportunities that have worked for us and others, we cannot guarantee any specific results. Your success depends on many factors, including your effort, consistency, and personal circumstances.

We do not make income claims, health guarantees, or business promises. By participating, you understand that results will vary.

Payments & Refunds

All prices are listed in USD. When you purchase a product, service, or coaching offer, you agree to pay the stated fees in full.

Due to the nature of digital products, coaching, and customized services, all sales are final unless otherwise stated. If a refund policy is in place for a specific offer, it will be clearly listed on that product page.

Affiliate Disclaimer

Some pages may include affiliate links. This means we may earn a commission if you choose to purchase through those links—at no additional cost to you. We only recommend products or services we truly trust and use ourselves.

Personal Responsibility

By using our site or services, you acknowledge that you are responsible for your own decisions, actions, and outcomes. We are not liable for any results, losses, or damages that may arise from your participation.

Privacy

We are committed to protecting your privacy. Please refer to our separate Privacy Policy for full details on how your information is collected, used, and protected.

Changes to These Terms

We may update these Terms & Conditions from time to time. Any changes will be posted on this page with a new effective date. Continued use of the website or services after such changes means you accept the updated terms.

Contact Us

If you have any questions about these terms or anything else, please reach out to:

Kim Rowland Collins

[email protected]